Ideally, the Chef cost should be included in your rental rate. In this case all you have to pay for are the cost of the ingredients which are purchased for you, typically at the local market / supermarket prices, with no mark - up. So, financials of eating at your own villa becomes just like eating at home, but without lifting a finger, and at substantially lower Bali prices.
Some villas claim to offer a Chef service, but charge restaurant / hotel prices for each dish that the chef prepares for you. I prefer to avoid these, as I can always pop out to a restaurant if I so wished anyway.
So, check to make sure that the Chef is part of your villa team, and that you will not be charged incrementally for food on a per item basis.
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